Top 5 Best Low Risk Investments With The Highest Returns

When it comes to investing with a low appetite for risk and high returns, you will face or have a wide variety of options, and sometimes it can be confusing or a bit puzzled trying to determine which one is best. 

Everyone wants to earn money through investment and that too with low risk investments. Here are some of the best low risk investment options that even let you earn a good and respectable return with almost no risk or low risk at all. The options are given as under;

  1. Peer to Peer Lending: Peer to Peer Lending is a totally different type of investment with good return; P2P is also one of the highly recommended short term investments with highest returns as well. In place of buying shares in a company, you are lending money to someone else with the hope that they will pay you back in time. Peer to Peer lending sometimes can be extremely risky. 
  2. High Interest Savings: High Interest Savings are a risk-free way to earn some interest on your money. With high interest saving accounts, you’ll earn a nominal amount of interest just for keeping your money on deposit in future. This strategy requires almost very less effort from your side.
  3. Credit Card Rewards: Credit card rewards provides you a low-risk return on your money, it might sound a bit different, but it’s not that off the wall when you really think about it. By picking up cash back credit card, you earn “points” or “rewards” that translate into real money.
  4. Certificate of Deposit: Certificate of Deposit (CD) means you deposit your money for some specific length or period of time in exchange or in return for a guaranteed return on your money. Interest rate does not matter during that time period.
  5. Bank Bonuses: In place of your bank bonus, you’ll be asked to keep your money on deposit for anywhere from 6 to 18 months or more. In addition, you may have to set up direct deposit to your new account, or use a bank-issued debit card for a specific or certain number of transactions within the first few months or in starting. Just remember to read through all the details and information to learn about any fees or taxes that might be levied and how you can avoid them.



Location: Dreamz Plaza, Neher Chauraha, Muslim Nagar, Alambagh, Lucknow, Uttar Pradesh 226005, India

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